FORECLOSURE & SALE DISCLOSURE
MUST READ • MUST ANSWER • MUST SIGN
Please complete this form even if you discussed this with an attorney or staff member. Your answers help us protect your rights and make sure we meet any important deadlines.
Do you own or have an ownership interest in any real estate property?
This includes a house, condo, land, rental property, or any other real estate.
Is any of your real estate involved in an active foreclosure case filed with the court?
This includes a case that has been filed, even if a sale date has not yet been scheduled.
Property Information (If Applicable)
Is this property also subject to any of the following? (Check all that apply)
Is a foreclosure sale scheduled?
IMPORTANT: DO NOT WAIT! If you have a scheduled sale date, notify us immediately. Delays can result in the loss of your property, and there may be limited options if the sale has already occurred.
REPOSSESSION DISCLOSURE
MUST READ • MUST ANSWER • MUST SIGN
Please complete this form even if you discussed this with an attorney or staff member. Your answers help us protect your rights and make sure we address any time-sensitive issues.
Do you have any financed or leased vehicles?
This includes cars, trucks, motorcycles, RVs, or any other vehicle.
Are you currently behind on any vehicle payment?
If YES, how many payments behind are you?
Check one
Have you been contacted by your lender, finance company, or a repossession company about repossessing your vehicle?
This includes phone calls, letters, emails, or any other communication.
Has your vehicle already been repossessed (taken)?
Vehicle Information (If applicable)
VEHICLE ALREADY REPOSSESSED
Filing bankruptcy does NOT guarantee that a vehicle already repossessed will be returned. Whether the vehicle can be recovered may depend on the timing, applicable law, the creditor's actions, and the circumstances of your case. If your vehicle has already been taken, please notify us immediately. Even if the vehicle cannot be recovered, bankruptcy may still allow us to eliminate the remaining debt, if applicable.
REPOSSESSION RISK - ACT NOW
If preventing repossession is one of the reasons you are seeking bankruptcy protection, do NOT wait until the vehicle is taken to notify us. Retaining an attorney does not stop a repossession, and filing bankruptcy relief typically requires a case to be officially filed with the court. Please provide any notices, letters, or communications you have received from the lender or repossession company.
DISCLOSURE
MUST READ • MUST ANSWER • MUST SIGN
Please complete this form even if you discussed this with an attorney or staff member. Your answers help us protect your rights and address any time-sensitive issues.
Are you currently subject to a wage garnishment?
This means money is being withheld from your paycheck by your employer.
Has your employer been notified or served with garnishment papers?
This includes any recent notice that a wage garnishment will begin soon.
Do you have a bank account that is currently frozen, levied, or subject to a bank garnishment?
This includes any bank levy, bank hold, or restriction on your funds.
Have you received a court summons, lawsuit, or other documents indicating that a garnishment or bank levy may begin soon?
Case Information (If Available)
Type of Garnishment
CASE DISCLOSURE
MUST READ • MUST ANSWER • MUST SIGN
Please complete this form even if you discussed this with an attorney or staff member. Prior filings can affect your eligibility, the automatic stay, and your options.
Have you filed any bankruptcy case within the last 12 months?
Has any bankruptcy case involving you been dismissed within the last 12 months?
Do you currently have a bankruptcy case pending?
Have you ever filed bankruptcy at any other time?
Prior Case Information (If Applicable)
Status (check one per case)